{"id":248,"date":"2024-11-13T02:58:54","date_gmt":"2024-11-13T02:58:54","guid":{"rendered":"https:\/\/ekobustai.lt\/index.php\/2024\/11\/13\/treciaji-ketvirti-komercinio-nekilnojamojo-turto-skolinimas-jav-megaujasi-stipriu-augimu\/"},"modified":"2024-11-13T02:58:54","modified_gmt":"2024-11-13T02:58:54","slug":"treciaji-ketvirti-komercinio-nekilnojamojo-turto-skolinimas-jav-megaujasi-stipriu-augimu","status":"publish","type":"post","link":"https:\/\/ekobustai.lt\/index.php\/2024\/11\/13\/treciaji-ketvirti-komercinio-nekilnojamojo-turto-skolinimas-jav-megaujasi-stipriu-augimu\/","title":{"rendered":"Tre\u010di\u0105j\u012f ketvirt\u012f komercinio nekilnojamojo turto skolinimas JAV m\u0117gaujasi stipriu augimu"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<hr\/>\n<div class=\"row\" style=\"margin-bottom:0px;\">\n<p>\n<button class=\"button expanded newsletterBtn\"><i class=\"fas fa-envelope\"><span>El. pa\u0161tas<\/span><\/i>  Prisiregistruokite gauti nemokam\u0105 savaitin\u012f informacin\u012f biuleten\u012f<\/button><\/p>\n<\/div>\n<p>Nauji CBRE tyrimai rodo, kad komercinio nekilnojamojo turto skolinimo rinka 2024 m. tre\u010di\u0105j\u012f ketvirt\u012f toliau augo, pastebimai i\u0161augo \u012fsigijim\u0173 finansavimas ir didel\u0117s emisijos visose turto klas\u0117se, \u012fskaitant dideli\u0173 biur\u0173 sandorius.<\/p>\n<p>CBRE Lending Momentum indeksas, pagal kur\u012f stebimas CBRE suteikt\u0173 komercini\u0173 paskol\u0173 u\u017edarymo rodiklis JAV, nuo 2024 m. antrojo ketvir\u010dio padid\u0117jo 13%, o per metus \u2013 15%, o tai rodo, kad skolinimo veikla i\u0161augo. Indeksas 2024 m. tre\u010di\u0105j\u012f ketvirt\u012f u\u017edar\u0117 ties 214 ir art\u0117jo prie penkeri\u0173 met\u0173 prie\u0161 pandemij\u0105 vidurkio \u2013 229.<\/p>\n<p>2024 m. tre\u010di\u0105j\u012f ketvirt\u012f vidutinis u\u017edaryt\u0173 komercini\u0173 b\u016bsto paskol\u0173 skirtumas buvo 183 baziniai punktai (bps), ty 35 baziniais punktais ma\u017eesnis nei ankstesniais metais ir stabilus, palyginti su 2024 m. antr\u0105j\u012f ketvirt\u012f. Daugiabu\u010dio \u0161eim\u0173 paskol\u0173 skirtumai per ketvirt\u012f \u0161iek tiek suma\u017e\u0117jo iki 168 bazini\u0173 punkt\u0173.<\/p>\n<p>&#8222;Turint patraukl\u0173 svert\u0105 per tre\u010di\u0105j\u012f ketvirt\u012f, \u012fsigijimo finansavimas padid\u0117jo, palyginti su pra\u0117jusiu ketvir\u010diu ir tuo pa\u010diu pra\u0117jusi\u0173 met\u0173 laikotarpiu. CMBS vieno turto ir vieno skolininko rinka i\u0161liko tvirta visose turto klas\u0117se. Dideli biur\u0173 sandoriai Niujorke ypa\u010d i\u0161ry\u0161kino gr\u0105\u017e\u0105 skolos likvidumo u\u017e auk\u0161tos kokyb\u0117s biuro turt\u0105, kur\u012f palaiko auk\u0161\u010diausio lygio instituciniai r\u0117m\u0117jai konservatyviu svertu\u201c, \u2013 pa\u017eym\u0117jo Jamesas Millonas, JAV skol\u0173 ir strukt\u016brini\u0173 finans\u0173 prezidentas. CBRE.<\/p>\n<p>Be to, neseniai suma\u017eintos bazin\u0117s pal\u016bkan\u0173 normos ir l\u016bkes\u010diai d\u0117l tolesnio Federalini\u0173 rezerv\u0173 banko pal\u016bkan\u0173 norm\u0173 ma\u017einimo paskatino kai kuriuos skolintojus pasinaudoti patobulintomis kapitalo rinkomis, suma\u017eindami savo balans\u0105 d\u0117l dideli\u0173 paskol\u0173 pardavimo, taip padidindami \u0161i\u0173 pozicij\u0173 gr\u0105\u017e\u0105.<\/p>\n<p>Gyvyb\u0117s bendrov\u0117s vadovavo CBRE ne agent\u016br\u0173 paskol\u0173 u\u017edarymui ir sudar\u0117 43% vis\u0173 2024 m. tre\u010di\u0105j\u012f ketvirt\u012f, palyginti su 33% prie\u0161 metus. Alternatyv\u016bs skolintojai, \u012fskaitant skolos fondus ir hipotekos REIT, tur\u0117jo 34% akcij\u0173, ty 27% daugiau nei per metus, o skolos fond\u0173 inicijavimo apimtis tarp alternatyvi\u0173 skolintoj\u0173 per pastaruosius metus i\u0161augo 70%.<\/p>\n<p>Bankai sudar\u0117 18% ne agent\u016br\u0173 paskol\u0173 u\u017edarymo, palyginti su 38% prie\u0161 metus, nes i\u0161augo atsargumas d\u0117l galim\u0173 sunkum\u0173 ir reguliavimo spaudimo. Ta\u010diau yra teigiam\u0173 \u017eenkl\u0173, susijusi\u0173 su sindikuotomis paskolomis, kurias u\u017etikrina auk\u0161tos kokyb\u0117s turtas, pvz., pramon\u0117s, daugiabu\u010diai ir duomen\u0173 centrai.<\/p>\n<p>CMBS kanalai sudar\u0117 likusius 5 % 2024 m. tre\u010di\u0105j\u012f ketvirt\u012f, ty 1 % daugiau nei prie\u0161 metus. Bendra CMBS emisija, \u012fskaitant paskolas su vienu turtu ir vienam skolininkui, 2024 m. tre\u010di\u0105j\u012f ketvirt\u012f pasiek\u0117 29 mlrd. USD, ty tris kartus daugiau nei pra\u0117jusiais metais.<\/p>\n<p>2024 m. tre\u010di\u0105j\u012f ketvirt\u012f taip pat \u0161iek tiek pasikeit\u0117 draudimo standartai \u2013 vidutin\u0117s garantin\u0117s ribos normos ir skolos pajamingumas nuo pra\u0117jusio ketvir\u010dio padid\u0117jo 20 bazini\u0173 punkt\u0173 iki 6%. Skolos pajamingumas padid\u0117jo 15 bazini\u0173 punkt\u0173 iki 9,9%, o vidutinis paskolos ir vert\u0117s (LTV) santykis i\u0161augo iki 62,8% nuo 61,6%.<\/p>\n<p>2024 m. tre\u010di\u0105j\u012f ketvirt\u012f vyriausybini\u0173 agent\u016br\u0173 paskolos daugiabu\u010diui turtui gerokai i\u0161augo \u2013 40 % iki 28 mlrd. % antr\u0105j\u012f ketvirt\u012f, bet i\u0161augo nuo 5,7 % prie\u0161 metus.<\/p>\n<p>\u201eM\u016bs\u0173 spar\u010diausiai augantis segmentas buvo GSE erdv\u0117je, kurios tre\u010di\u0105j\u012f ketvirt\u012f per metus i\u0161augo 80 proc., nes ma\u017eesn\u0117s bazin\u0117s pal\u016bkan\u0173 normos leido skolininkams gauti didesnes pajamas, palyginti su kitais kapitalo \u0161altiniais\u201c, \u2013 prid\u016br\u0117 Millonas.<\/p>\n<div class=\"assets\"><\/div>\n<div class=\"assets\"><img src=\"https:\/\/www.worldpropertyjournal.com\/assets_c\/2024\/11\/CBRE%20Lender%20Composition%20Index%20%282024%29-thumb-800x424-35277.png\" style=\"width: 100%;\" alt=\"CBRE skolintoj\u0173 sud\u0117ties indeksas (2024).png\" class=\"mt-image-none\" loading=\"lazy\" decoding=\"async\"\/><\/div>\n<div class=\"row\">\n<div class=\"large-12 columns\">\n<div class=\"newsletter\">\n            <i class=\"fas fa-envelope\"\/><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Turinys:<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/ekobustai.lt\/index.php\/2024\/11\/13\/treciaji-ketvirti-komercinio-nekilnojamojo-turto-skolinimas-jav-megaujasi-stipriu-augimu\/#Registruotis_nemokamai_WPJ_savaitinis_informacinis_biuletenis\" >Registruotis nemokamai | WPJ savaitinis informacinis biuletenis<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/ekobustai.lt\/index.php\/2024\/11\/13\/treciaji-ketvirti-komercinio-nekilnojamojo-turto-skolinimas-jav-megaujasi-stipriu-augimu\/#Aktualios_nekilnojamojo_turto_naujienos_Veiksmingas_rinkos_tyrimas_Kiekviena_savaite_tiesiai_i_jusu_pasto_dezute\" >Aktualios nekilnojamojo turto naujienos. Veiksmingas rinkos tyrimas. Kiekvien\u0105 savait\u0119 tiesiai \u012f j\u016bs\u0173 pa\u0161to d\u0117\u017eut\u0119.<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/ekobustai.lt\/index.php\/2024\/11\/13\/treciaji-ketvirti-komercinio-nekilnojamojo-turto-skolinimas-jav-megaujasi-stipriu-augimu\/#Nekilnojamojo_turto_skelbimu_vitrina\" >Nekilnojamojo turto skelbim\u0173 vitrina<\/a><\/li><\/ul><\/nav><\/div>\n<h5><span class=\"ez-toc-section\" id=\"Registruotis_nemokamai_WPJ_savaitinis_informacinis_biuletenis\"><\/span>Registruotis nemokamai | WPJ savaitinis informacinis biuletenis<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<div class=\"row\">\n<div class=\"large-8 columns\">\n<h3 id=\"\"><span class=\"ez-toc-section\" id=\"Aktualios_nekilnojamojo_turto_naujienos_Veiksmingas_rinkos_tyrimas_Kiekviena_savaite_tiesiai_i_jusu_pasto_dezute\"><\/span>Aktualios nekilnojamojo turto naujienos.<br \/>Veiksmingas rinkos tyrimas.<br \/>Kiekvien\u0105 savait\u0119 tiesiai \u012f j\u016bs\u0173 pa\u0161to d\u0117\u017eut\u0119.<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<div class=\"row\">\n<div class=\"large-12 columns\">\n<hr\/>\n<h2><span class=\"ez-toc-section\" id=\"Nekilnojamojo_turto_skelbimu_vitrina\"><\/span>Nekilnojamojo turto skelbim\u0173 vitrina<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/p><\/div>\n<\/div><\/div>\n<p><script>\n  !function(f,b,e,v,n,t,s)\n  {if(f.fbq)return;n=f.fbq=function(){n.callMethod?\n  n.callMethod.apply(n,arguments):n.queue.push(arguments)};\n  if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';\n  n.queue=();t=b.createElement(e);t.async=!0;\n  t.src=v;s=b.getElementsByTagName(e)(0);\n  s.parentNode.insertBefore(t,s)}(window, document,'script',\n  'https:\/\/connect.facebook.net\/en_US\/fbevents.js');\n  fbq('init', '153280596666579');\n  fbq('track', 'PageView');\n<\/script><br \/>\n<br \/><br \/>\n<br \/><a href=\"https:\/\/www.worldpropertyjournal.com\/real-estate-news\/united-states\/new-york-city-real-estate-news\/commercial-real-estate-news-2024-commercial-real-estate-lending-cbre-lending-momentum-index-james-millon-2024-cmbs-data-14286.php\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>El. pa\u0161tas Prisiregistruokite gauti nemokam\u0105 savaitin\u012f informacin\u012f biuleten\u012f Nauji CBRE tyrimai rodo, kad komercinio nekilnojamojo turto skolinimo rinka 2024 m. tre\u010di\u0105j\u012f ketvirt\u012f toliau augo, pastebimai..<\/p>\n","protected":false},"author":1,"featured_media":249,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[45],"tags":[564,123,224,561,545,203,562,563,223,73],"class_list":["post-248","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-apie-komercini-turta-europoje","tag-augimu","tag-jav","tag-ketvirti","tag-komercinio","tag-megaujasi","tag-nekilnojamojo","tag-skolinimas","tag-stipriu","tag-treciaji","tag-turto"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/ekobustai.lt\/index.php\/wp-json\/wp\/v2\/posts\/248","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekobustai.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekobustai.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekobustai.lt\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekobustai.lt\/index.php\/wp-json\/wp\/v2\/comments?post=248"}],"version-history":[{"count":0,"href":"https:\/\/ekobustai.lt\/index.php\/wp-json\/wp\/v2\/posts\/248\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekobustai.lt\/index.php\/wp-json\/wp\/v2\/media\/249"}],"wp:attachment":[{"href":"https:\/\/ekobustai.lt\/index.php\/wp-json\/wp\/v2\/media?parent=248"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekobustai.lt\/index.php\/wp-json\/wp\/v2\/categories?post=248"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekobustai.lt\/index.php\/wp-json\/wp\/v2\/tags?post=248"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}