{"id":624,"date":"2025-09-03T20:15:21","date_gmt":"2025-09-03T20:15:21","guid":{"rendered":"https:\/\/ekobustai.lt\/index.php\/2025\/09\/03\/30-metu-hipoteka-sumazeja-iki-656-proc-rugpjucio-pabaigoje-zemiausia-nuo-2024-m-spalio-men\/"},"modified":"2025-09-03T20:15:21","modified_gmt":"2025-09-03T20:15:21","slug":"30-metu-hipoteka-sumazeja-iki-656-proc-rugpjucio-pabaigoje-zemiausia-nuo-2024-m-spalio-men","status":"publish","type":"post","link":"https:\/\/ekobustai.lt\/index.php\/2025\/09\/03\/30-metu-hipoteka-sumazeja-iki-656-proc-rugpjucio-pabaigoje-zemiausia-nuo-2024-m-spalio-men\/","title":{"rendered":"30 met\u0173 hipoteka suma\u017e\u0117ja iki 6,56 proc. Rugpj\u016b\u010dio pabaigoje, \u017eemiausia nuo 2024 m. Spalio m\u0117n."},"content":{"rendered":"<p><\/p>\n<div>\n<hr\/>\n<div class=\"row\" style=\"margin-bottom:0px;\">\n<p>\n<button class=\"button expanded newsletterBtn\"><i class=\"fas fa-envelope\"><span>El. Pa\u0161tas<\/span><\/i>  Prisiregistruokite gauti m\u016bs\u0173 nemokam\u0105 savaitin\u012f informacin\u012f biuleten\u012f<\/button><\/p>\n<\/div>\n<p>JAV hipotekos normos \u0161i\u0105 savait\u0119 \u0161iek tiek palengv\u0117jo ir pasiek\u0117 \u017eemiausi\u0105 j\u0173 lyg\u012f per beveik 10 m\u0117nesi\u0173 &#8211; vystymasis, kuris po dvej\u0173 met\u0173 padid\u0117jusi\u0173 skolinimosi i\u0161laid\u0173 gal\u0117t\u0173 \u0161iek tiek palengvinti nam\u0173 pirk\u0117jams.<\/p>\n<p>Remiantis naujausia Freddie Mac pirmin\u0117s hipotekos rinkos apklausa, 2025 m. Rugpj\u016b\u010dio 28 d. Vidutin\u0117 30 met\u0173 fiksuotos hipotekos norma suma\u017e\u0117jo iki 6,56%, nuo 6,58% per savait\u0119. Nors nuosmukis yra kuklus, jis \u017eymi \u017eemiausi\u0105 skaitym\u0105 nuo 2024 m. Spalio pabaigos ir atspindi platesn\u0119 laipsni\u0161ko palengvinimo tendencij\u0105, nes finans\u0173 rinkos ir toliau prisitaiko prie l\u0117tesn\u0117s infliacijos ir nuolatinio ekonomikos augimo l\u016bkes\u010di\u0173.<\/p>\n<p>\u012ekaini\u0173 suma\u017e\u0117jimas jau prad\u0117jo paskatinti atnaujintus pirk\u0117j\u0173 susidom\u0117jim\u0105. \u201eHipotekos normos yra 10 m\u0117nesi\u0173 \u017eemiausia\u201c,-sak\u0117 Sam Khater, \u201eFreddie Mac\u201c vyriausiasis ekonomistas. &#8222;Pirkimo paklausa ir toliau did\u0117ja d\u0117l ma\u017eesni\u0173 tarif\u0173 ir tvirto ekonomikos augimo. Nors daugelis potenciali\u0173 nam\u0173 pirk\u0117j\u0173 vis dar susiduria su \u012fperkamumo i\u0161\u0161\u016bkiais, nuolat ma\u017eesni tarifai gali suteikti jiems impuls\u0105 patekti \u012f rink\u0105.&#8221;<\/p>\n<p>Net ir tokiu pager\u0117jimu tarifai i\u0161lieka \u017eymiai didesni nei ypa\u010d \u017eemas lygis, pastebimas pandemijos metu, kai 30 met\u0173 paskolos suma\u017e\u0117jo \u017eemiau 3%. Palyginti su prie\u0161 metus, skolinimosi i\u0161laidos tik \u0161iek tiek padid\u0117jo-30 met\u0173 fiksuota hipoteka 2024 m. Rugpj\u016b\u010dio m\u0117n. Pabaigoje vidutini\u0161kai sudar\u0117 6,35%-padid\u0117jo, kaip b\u016bsto rinka ir toliau veikia auk\u0161tesnio lygio aplinkoje.<\/p>\n<p>\u0160i\u0105 savait\u0119 vidutin\u0117 15 met\u0173 fiksuot\u0173 pal\u016bkan\u0173 normos hipoteka buvo stabili-5,69%, nesikeit\u0117 nuo ankstesn\u0117s apklausos. Prie\u0161 metus 15 met\u0173 vidutini\u0161kai sudar\u0117 5,51%, pabr\u0117\u017eiant padid\u0117jusi\u0173 finansavimo i\u0161laid\u0173 i\u0161likim\u0105 skirtingose \u200b\u200bpaskolos s\u0105lygose.<\/p>\n<p>D\u0117l ne\u017eymiai ma\u017eesni\u0173 skolinimosi i\u0161laid\u0173 ir vis dar tvirt\u0173 ekonomini\u0173 pagrind\u0173 JAV b\u016bsto rinkai gali suteikti \u0161iek tiek impuls\u0173 \u012f ruden\u012f. Ta\u010diau ekonomistai pa\u017eymi, kad \u012fperkamumo spaudimas i\u0161lieka svarbus suvar\u017eymas. Padid\u0117jusios b\u016bsto kainos, \u012ftemptos atsargos ir nam\u0173 \u016bkio biud\u017eeto \u012ftampa i\u0161 platesn\u0117s infliacijos ir toliau svarsto ypa\u010d pirm\u0105 kart\u0105 pirk\u0117jams.<\/p>\n<p>\u201eFreddie Mac\u201c savaitin\u0117 apklausa, kuri nuo 1971 m. Steb\u0117jo hipotekos normas, i\u0161lieka atid\u017eiai stebimas tiek b\u016bsto pramon\u0117s, tiek investuotoj\u0173 rodiklis, nes hipotekos tendencijos da\u017enai atspindi platesn\u0119 JAV ekonomikos ir pinigin\u0117s politikos trajektorij\u0105.<\/p>\n<div class=\"row\">\n<div class=\"large-12 columns\">\n<div class=\"newsletter\">\n            <i class=\"fas fa-envelope\"\/><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Turinys:<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/ekobustai.lt\/index.php\/2025\/09\/03\/30-metu-hipoteka-sumazeja-iki-656-proc-rugpjucio-pabaigoje-zemiausia-nuo-2024-m-spalio-men\/#Prisiregistruokite_nemokamai_WPJ_savaitinis_informacinis_biuletenis\" >Prisiregistruokite nemokamai | WPJ savaitinis informacinis biuletenis<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/ekobustai.lt\/index.php\/2025\/09\/03\/30-metu-hipoteka-sumazeja-iki-656-proc-rugpjucio-pabaigoje-zemiausia-nuo-2024-m-spalio-men\/#Atitinkamos_naujienos_apie_nekilnojamaji_turta_Veiksminga_rinkos_zvalgyba_Kiekviena_savaite_teise_i_gautuosius\" >Atitinkamos naujienos apie nekilnojam\u0105j\u012f turt\u0105. Veiksminga rinkos \u017evalgyba. Kiekvien\u0105 savait\u0119 teis\u0119 \u012f gautuosius.<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/ekobustai.lt\/index.php\/2025\/09\/03\/30-metu-hipoteka-sumazeja-iki-656-proc-rugpjucio-pabaigoje-zemiausia-nuo-2024-m-spalio-men\/#Nekilnojamojo_turto_sarasu_vitrina\" >Nekilnojamojo turto s\u0105ra\u0161\u0173 vitrina<\/a><\/li><\/ul><\/nav><\/div>\n<h5><span class=\"ez-toc-section\" id=\"Prisiregistruokite_nemokamai_WPJ_savaitinis_informacinis_biuletenis\"><\/span>Prisiregistruokite nemokamai | WPJ savaitinis informacinis biuletenis<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<div class=\"row\">\n<div class=\"large-8 columns\">\n<h3 id=\"\"><span class=\"ez-toc-section\" id=\"Atitinkamos_naujienos_apie_nekilnojamaji_turta_Veiksminga_rinkos_zvalgyba_Kiekviena_savaite_teise_i_gautuosius\"><\/span>Atitinkamos naujienos apie nekilnojam\u0105j\u012f turt\u0105.<br \/>Veiksminga rinkos \u017evalgyba.<br \/>Kiekvien\u0105 savait\u0119 teis\u0119 \u012f gautuosius.<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<div class=\"row\">\n<div class=\"large-12 columns\">\n<hr\/>\n<h2><span class=\"ez-toc-section\" id=\"Nekilnojamojo_turto_sarasu_vitrina\"><\/span>Nekilnojamojo turto s\u0105ra\u0161\u0173 vitrina<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/p><\/div>\n<\/div><\/div>\n<p><script>\n  !function(f,b,e,v,n,t,s)\n  {if(f.fbq)return;n=f.fbq=function(){n.callMethod?\n  n.callMethod.apply(n,arguments):n.queue.push(arguments)};\n  if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';\n  n.queue=();t=b.createElement(e);t.async=!0;\n  t.src=v;s=b.getElementsByTagName(e)(0);\n  s.parentNode.insertBefore(t,s)}(window, document,'script',\n  'https:\/\/connect.facebook.net\/en_US\/fbevents.js');\n  fbq('init', '153280596666579');\n  fbq('track', 'PageView');\n<\/script><a href=\"https:\/\/www.worldpropertyjournal.com\/real-estate-news\/united-states\/washington-dc-real-estate-news\/real-estate-news-freddie-mac-august-2025-primary-mortgage-market-survey-pmms-sam-khater-august-2025-mortgage-data-14543.php\"> Nuoroda \u012f informacijos \u0161altin\u012f <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>El. 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